Coverage

 Alta 

 Eagle

Someone else owns an interest in your title

  

    

Improperly executed documents

  

  

Pre-policy forgery, fraud and duress

  

  

Defective recording of any document

  

  

Undisclosed restrictive covenants

  

  

A lien on your title because of a security deed, judgment, tax or special assessment, or a charge by a homeowner’s association

    

  

Unmarketable title

    

  

Mechanics’ liens

 

  

Forced removal of a structure which encroaches onto another property or an easement

 

  

Forced removal of structure which violates existing zoning law*

 

 

Forced removal of a structure because of a violation of a restriction in Schedule B

 

  

Inability to use land for single-family dwelling because of a violation of a zoning ordinance or restriction in Schedule B

 

  

Pays rent for substitute land or facilities

 

  

Rights under unrecorded leases

 

  

Plain language

 

  

Unrecorded easements

 

  

Building permit violations*

 

  

Compliance with Subdivision Map Act, if any*

 

  

Restrictive covenant violations

 

  

Map, if any, not consistent with legal description

 

  

Covenant violation resulting in reversion

 

  

Enhanced marketability

 

  

Violations of building setbacks

 

  

Discriminatory covenants

 

  

Actual vehicular and pedestrian access based on a legal right

 

  

Boundary walls and fence encroachment*

 

  

Post-policy forgery

 

  

Post-policy encroachment

 

  

Post-policy damage from minerals or water extraction

 

  

Post-policy Living Trust coverage for trustee

 

  

Post-policy Living Trust coverage for beneficiary

 

  

Post-policy automatic increase in value

 

  

Post-policy adverse possession

 

  

Post-policy cloud on title

 

  

Post-policy prescriptive easement

 

  

Insurance coverage forever

 

  

 

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